I am a digital asset strategist, institutional adviser and author helping professional audiences understand how digital assets, tokenisation, stablecoins, AI and emerging financial technologies are reshaping markets, business models and investment strategy.
Over the past 25 years, I have worked across traditional finance, fintech, capital markets, custody, trading and digital assets. I founded Giltspur Associates to help institutions, wealth managers, founders and investors move from curiosity and confusion to clear, commercially grounded action.
My work is not about crypto hype or price prediction. It is about understanding structural change: how Bitcoin, digital assets, tokenisation, stablecoins, regulation, AI, data, infrastructure and new ownership models are converging to create new risks, opportunities and business models.
I am the author of Cryptocurrency Unchained: The Definitive Guide to Understanding Digital Assets, written to make this complex sector more accessible without oversimplifying it.
Through “Ask RT Davies About Digital Assets,” I aim to provide clear, balanced and practical insight for people who want to understand what matters, what is changing, and how to think strategically about the future of finance, technology and digital value.
By using this service, you agree to the Terms of Service and Privacy Policy.