Penny Kidd

I'm Penny, a financial coach who helps women get out of debt, budget with intention, and stop losing sleep over money. I run Pennywise Coaching, built on 30 years as a social worker and my own experience paying off nearly $30,000 in debt. That background gives me a different approach: direct, compassionate, and grounded in how people actually behave around money, not just spreadsheets. Ask me about budgeting from scratch, paying off debt, reducing money stress in relationships, and building financial confidence as a woman.