Luca Cosentino

Operator, general manager. Senior practice across fintech, payments, banking, and AI.

A general manager's range developed through zero-to-one launches, multi-year scale chapters with full P&L ownership, post-M&A integration, and product and engineering re-architecture — typically inside venture-backed companies and regulated environments.

Currently GM at Cross River Bank (a16z, KKR, T. Rowe Price) — the fintech-infrastructure bank powering companies like Stripe, Coinbase, and Intuit — building for the agentic economy: programmable money and agentic payments. Previously Cross River's Chief Product Officer through the firm's $500M-to-$1B revenue chapter, with margin expansion alongside, customer mix broadened from small fintechs into Fortune 500 enterprises, several acquisitions integrated, and the firm's first enterprise AI platform shipped.

Before Cross River, employee #1 at Oasis Labs (a16z, Accel) — a privacy-preserving compute platform for AI — building the operating engine from product zero to a $2B token-market exit. Early career at Google, American Express, and Procter & Gamble.

Active angel investor in early-stage fintech (ARQ, Stablecore, Mercury, Decisionly, Utila, AtoB) and teaching Agentic AI at MIT PE.

Engineer by training, MBA from UC Berkeley. Italian, based in New York.