Konrad Figueroa

I’m Konrad Figueroa, creator of the Total Human Security™ Framework and founder of Rock Trust Agency. My mission is to help individuals, families, professionals, and entrepreneurs protect what matters most through a more coordinated approach to financial security, retirement planning, income protection, tax efficiency, and legacy stewardship.

Most people don’t struggle because they lack financial products—they struggle because their financial life is fragmented. That’s why I developed the Total Human Security™ Framework: a structured approach designed to identify hidden vulnerabilities and create greater confidence across wealth, protection, health resilience, and long-term planning.

Through the THS Framework, I help clients think through areas such as:

• Retirement income planning • Tax-efficient wealth strategies • Life insurance & income protection • Indexed Universal Life (IUL) strategies • Annuities & protected retirement income • Legacy & estate considerations • Wealth coordination for entrepreneurs and high-performing professionals • Physical resiliency and long-term human performance

My background combines technology, cybersecurity, risk analysis, and financial strategy. I studied Management Information Systems at Rensselaer Polytechnic Institute (RPI) and Digital Forensics at the University of South Florida. Prior to wealth strategy and insurance, I worked in cybersecurity and security consulting, including experience with companies such as Carbon Black and Exabeam, helping organizations assess vulnerabilities and protect critical systems.

Today, I apply that same analytical mindset to financial life—helping clients uncover blind spots, strengthen protection, and build strategies designed for greater confidence, flexibility, and long-term impact.

You can ask me questions about retirement planning, taxes, Social Security, IULs, annuities, wealth protection, legacy planning, risk management, entrepreneurship, or the Total Human Security™ Framework.