Craig Wear, CFP®

Craig Wear, CFP®, is a nationally recognized expert in Roth conversion strategies, specializing in helping IRA millionaires optimize their tax burdens. With over 30 years of experience in financial planning, Craig has dedicated his career to educating retirees and pre-retirees on the hidden tax traps embedded in traditional retirement accounts. As the author of Paying the Piper, Roth Conversion Secrets, and Roth Conversion Reset, he has guided thousands of investors toward smarter, tax-efficient retirement decisions. His deep expertise in accelerated Roth conversions helps clients avoid excessive taxation, Medicare surcharges, and costly estate planning mistakes. Unlike most financial professionals, Craig and his firm, Q3 Advisors, do not sell financial products or manage assets, ensuring truly independent advice. His work has helped over 1,000 clients reduce lifetime tax liabilities, safeguard their wealth, and leave a greater financial legacy. Craig’s insights are backed by extensive research, real-world case studies, and a commitment to empowering investors with knowledge beyond the conventional wisdom of the financial industry.