Matt Shepard

Matt Shepard’s journey into real estate began with an unlikely leap of faith. In 2009, Matt and his wife cashed out a $10,000 IRA—against conventional advice—and purchased a distressed property. With no roadmap, they relied on grit, creativity, and countless hours of labor to transform that home into a livable space. This experience wasn’t just a financial turning point; it planted the seeds of a philosophy that would shape Matt’s approach to real estate and eventually inspire AMS Capital. From that single property, Matt steadily grew his portfolio. Every dollar earned was reinvested, every lesson learned applied to the next project. As opportunities grew, he took on multiple properties at once, each presenting new challenges and reinforcing the importance of discipline, focus, and resilience. By prioritizing workforce housing—an often-overlooked sector known for its stability—Matt developed a strategy that turned underperforming properties into reliable, income-generating assets. Over 15 years, what started as a way to support his family evolved into a proven method for creating long-term value through real estate. Matt built AMS Capital to serve executive parents—people like him, who juggle professional success with a deep desire to provide for their families’ futures. As first-generation wealth creators, they understand the value of their time and prioritize meaningful investments that align with their family’s long-term goals. Matt’s own experiences as a father inform every aspect of AMS Capital’s mission. He understands the pressures of building financial security while staying present for life’s important moments. AMS Capital is designed to help executive parents alleviate those pressures by offering a hands-off approach to real estate investing. By handling every detail—from property acquisition to management—Matt and his team provide peace of mind, allowing clients to focus on what matters most: their families. AMS Capital thrives on the principles Matt has lived by since his first investment: integrity, simplicity, and transparency. Every decision is guided by a commitment to stability and the understanding that wealth should be a source of empowerment, not stress. The firm’s focus on workforce housing isn’t just strategic—it’s purposeful. This approach not only delivers consistent cash flow for investors but also contributes to the creation of safe, affordable housing for working families. Northern Alabama has become a cornerstone of AMS Capital’s investment strategy, a market chosen for its strong economy, population growth, and reliable rental demand. Matt’s careful research and local partnerships ensure every property meets rigorous standards for performance and long-term value. Matt’s story is one of steady growth, built on hard work and a commitment to doing things the right way. From a single distressed property to managing a multi-state portfolio, he has always focused on creating value—not just for himself but for the families and communities AMS Capital serves. Whether the goal is funding a child’s education, building a family legacy, or creating stability for the future, AMS Capital provides a clear and dependable path. Investing with AMS Capital means aligning with a vision rooted in family, resilience, and trust. Matt’s journey proves that with focus and purpose, even the smallest beginnings can grow into something extraordinary.